TERMS & CONDITIONS

Series Of Gifts LLC – Website Terms & Conditions (“Terms of Use”)

Revised: October 5, 2025

INTRODUCTION

Series Of Gifts LLC (the “COMPANY”) welcomes you to www.seriesofgifts.com (the “Website”), including all associated websites, microsites, and program sites, such as Get A Hold Of Your Darn Finances (GAHOYDF).

By accessing or using the Website or any programs, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use the Website or any services. You must be at least 18 years old and have the authority to enter into this agreement.

These Terms of Use constitute a legal agreement and may include provisions that waive certain rights. Please read carefully.

TEXT MESSAGING SERVICE

By providing your phone number, you consent to receive text messages from us regarding updates, promotions, and important program information, including for GAHOYDF.

• Types of Messages: Updates about services, programs, promotions, events, or customer support.

• Frequency: May vary; we aim to keep messages relevant and non-intrusive.

• Opt-Out: Reply “STOP” to unsubscribe. You may re-subscribe following the instructions provided.

• Message & Data Rates: Standard rates may apply.

• Privacy: Your phone number and information will be handled per our Privacy Policy; we will not share your number without consent.

• Support: Contact us at hello@seriesofgifts.com for assistance.

ADDITIONAL TERMS

By using our services, including GAHOYDF, you agree to these Terms and any specific program terms.

Please review our Privacy Policy, which governs your use of the Website and programs.

CONSIDERATION

You acknowledge that access to the Website and programs constitutes reasonable and valuable consideration.

VISITORS & REGISTERED USERS

• Visitors: Can access publicly available content and contact us via email.

• Registered Users: Access exclusive content, programs, or services, including GAHOYDF. Accounts may be deactivated at our discretion for violations of Terms.

INTELLECTUAL PROPERTY / RESTRICTIONS ON USE

All content on the Website, including GAHOYDF, is proprietary. You may access purchased content for personal, non-commercial use only. Unauthorized duplication, distribution, public display, or derivative works are prohibited. All intellectual property rights remain with Series Of Gifts LLC.

SUBMISSIONS & USER-GENERATED CONTENT

When submitting content (reviews, comments, images, etc.), you grant Series Of Gifts LLC a worldwide, perpetual, non-exclusive license to use, reproduce, and display your content for any lawful purpose, without compensation. Content must not violate the rights of others or applicable laws.

LINKED & AFFILIATE CONTENT

• Third-party links: Use at your own risk; we are not responsible for external content or privacy practices.

• Affiliate links: We may earn compensation for purchases made through affiliate links.

CHANGES TO THE WEBSITE

We may modify, suspend, or withdraw the Website or programs, including GAHOYDF, without liability.

INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Series Of Gifts LLC and its affiliates from claims, liabilities, damages, losses, or expenses arising from your use of the Website or violation of Terms.

DISCLAIMER OF WARRANTIES / LIMITATION OF LIABILITY

Access and use of the Website and programs, including GAHOYDF, is at your own risk. All content is provided “as is.” We disclaim all warranties to the fullest extent permitted by law.

COMPLIANCE WITH LAW

You are responsible for ensuring compliance with all applicable laws in your jurisdiction.

CONTROLLING LAW

These Terms are governed by the laws of the State of Missouri.

CALIFORNIA CONSUMER RIGHTS

California residents may contact us at hello@seriesofgifts.com regarding privacy inquiries.

DISPUTE RESOLUTION & BINDING ARBITRATION

Disputes will be resolved through confidential mediation and, if necessary, binding arbitration under the Federal Arbitration Act.

CLASS ACTION WAIVER

Arbitration or court proceedings are limited to individual disputes; class actions are waived.

ELECTRONIC COMMUNICATION

By visiting the Website or using our services, you consent to receive electronic communications, including emails and notices about GAHOYDF.

ENTIRE AGREEMENT

These Terms of Use constitute the entire agreement regarding the Website and supersede all prior agreements.

EARNINGS & INCOME DISCLAIMER

Use of the Website or programs, including GAHOYDF, does not guarantee income, results, or success. Examples provided are for educational purposes only. Results vary based on individual effort, skill, financial situation, and other factors beyond our control.

Questions regarding these Terms or GAHOYDF may be directed to: hello@seriesofgifts.com