EAGLETS
We’re raising financially confident Eaglets who clearly understand how “Money” works and make smart, integrity-driven decisions.
The Eaglets: Teen Money Mastery Program
Empowering Youth to Soar Financially
The Eaglets: Teen Money Mastery Program is an empowering, interactive journey where young people from all walks of life—regardless of race, background, or economic status—rise together as Eaglets. They learn to spread their wings and soar beyond the limitations of financial confusion and lack of guidance.
This one-of-a-kind experience is designed especially for teens and youth, helping them understand the power of money, develop smart financial habits, and take charge of their financial future—all while having fun! Our Eaglets discover their worth, learn to protect their credit, and prepare to fly toward financial independence with purpose, pride, and power.
A JOURNEY LIKE NO OTHER: THE BUS RIDE
In this creative adventure, students board the Eaglets Bus Ride to Money Mastery—a guided, week-by-week ride where they meet Money and her sisters. These vibrant characters each represent an essential financial principle:
Budgeting, Saving, Spending, Giving, Investing, Credit, and Earning.
Each “stop” on the route introduces valuable lessons, practical life skills, and engaging challenges that spark growth, creativity, and a strong sense of purpose.
Why Financial Literacy Matters for Youth
Financial literacy equips young people with the knowledge and tools to manage money wisely, build financial stability, and reach their personal goals. The decisions made in early adulthood—like student loans, credit use, and budgeting—can shape a person’s financial future for decades.
Unfortunately, many youth never receive formal financial education. Instead, they learn by observing the habits of parents, caregivers, or peers. That’s why structured, intentional financial literacy programs are so critical: they help young people avoid costly mistakes, make informed decisions, and build a life rooted in confidence and independence.
The Literacy Gap: How Financial Ignorance Affects Generations
Teens (Ages 13–18):
85% do not understand basic financial concepts like budgeting, saving, and investing.
50% were not taught any financial skills in school.
60% lack a clear understanding of how credit works.
Only 17% feel confident managing their own money.
Adults:
Only 34% have a high level of financial literacy.
60% cannot correctly answer questions about interest, inflation, or risk.
44% are not saving for retirement.
35% have less than $500 saved for emergencies.
These statistics highlight the urgent need for youth-centered financial education that prepares the next generation to make smart financial decisions.
Key Elements of Financial Literacy
According to Youth.gov, every young person should understand these five essential areas to become financially capable:
• Recognizing scams and predatory lending
• Understanding public and job-related benefits
• Mastering banking basics, saving, and investing wisely
• Using credit responsibly
• Giving back with purpose
These pillars help youth not only manage money—but also discover purpose, build confidence, and become responsible contributors to their communities.
Our Approach
Our Approach
At the heart of our Teen Money Management Program is a belief that financial literacy should be fun, relatable, and real. We know that most young people don't respond to lectures filled with jargon or textbooks packed with abstract theories—and honestly, who can blame them? That's why we've flipped the script.
Instead of boring, one-way lectures, we bring money to life through storytelling, role play, interactive activities, and creative expression. Teens step into dynamic scenarios where they can see, feel, and experience the impact of financial decisions—without the real-world consequences. From skits and group challenges to “money talks” and “what-would-you-do” style debates, we break down complex concepts like budgeting, credit, saving, and investing into digestible, engaging lessons that stick.
Our program sparks open dialogue and critical thinking, encouraging students to ask questions, share their experiences, and challenge their assumptions about money. We help them explore the connection between their money habits and their daily choices, long-term dreams, and future lifestyles. Whether it's understanding the true cost of that daily iced coffee or mapping out a path to their first car or college fund, our teens start to see money as a tool, not a trap.
We also weave in creative expression as a powerful learning tool—encouraging students to write, perform, and even film short skits that demonstrate what they’ve learned. By “teaching back” through their own words, stories, and perspectives, teens not only reinforce the lessons—they become financial leaders and messengers for their generation.
Ultimately, our approach is about empowerment, not perfection. We guide young people to build a healthy relationship with money—one that’s based on confidence, self-awareness, and purpose. We help them uncover the financial knowledge they need now, so they can create the life they want later.
When young people understand money, they don’t just manage it—they master it. believe that financial literacy should be fun, relatable, and real. Instead of boring lectures, we use storytelling, role play, and hands-on activities to simplify complex topics and make money management exciting. Teens engage in open dialogue, critical thinking, and real-world applications that help them connect money habits to everyday life and long-term goals.
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• Understand what money is and how it works in real life
• Build healthy habits around spending, saving, and budgeting
• Recognize the difference between needs and wants
• Avoid the traps of debt and impulsive buying
• Create a teen-friendly financial plan for your goals
• Learn how credit works before it works against you
• Identify and develop money-making ideas, even as a teen
• Use your voice through video, skits, and storytelling to share your message
• Become part of a movement of young financial leaders
• And most importantly—how to soar like an Eagle in your financial life!
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✔️ Your Seat on the Eaglets Bus Ride to Money Mastery
Hop aboard for a week-by-week ride with Money and her sisters—each stop filled with fun, learning, and meaningful challenges.✔️ Creative Challenges: Skits, Videos, and Money Messages
Students create content like skits, videos, and social media messages to teach and inspire others. Think TikTok meets Ted Talk—with purpose.✔️ The Eaglets Workbook + Activity Sheets
Interactive worksheets guide students through budgeting, goal-setting, reflection, and habit-building.✔️ Access to the GAHOYDF Eaglets Community
Join a national network of young Eaglets learning, growing, and celebrating financial wins together.✔️ Certificate of Completion + Eaglet Wings
Finish the ride and earn your official “Eaglet Wings” and certificate—proof that you’re ready to fly into your financial future.✔️ Bonus: Millionaire Mindset Training
Go beyond money basics—learn how to dream big, act wisely, and develop the mindset of a future leader and wealth-builder.
What People Are Saying…
